Health insurance is a necessity for many and risk mitigation for others. Fortunately, the passing of the ACA made getting a health insurance policy more available to individuals who don't have coverage through work or other avenues. At Golden Way Insurance Services Inc., we understand what you face when it comes to getting a health insurance policy. Here's a look at the basics of getting health care coverage in the state of California.
The Financial Penalty for Not Having Health Insurance
Your state may penalize people for not having health insurance through the state tax return. Initially, the penalties were substantial but were recently reduced. However, you still have to pay a penalty if you decide you don't want to maintain a policy. This will vary from state to state.
Get Help With Coverage
Covered California is a state health insurance exchange that allows people to buy health insurance directly from insurers. But if you have complex needs for health insurance, you might not find a policy that covers all of your needs. We can act as your agent and find you policies on the exchange that suit your needs and help you find subsidies that reduce the overall cost of your premium. Our job is to eliminate confusion over available policies, explain what's being offered, if it's right for you, and stay within your budget.
Contact Us to Learn More About Health Insurance Coverage
Golden Way Insurance Services Inc. is here to help you find an insurance policy that provides the health insurance coverage you're seeking. Give us a call today to talk to an agent about policies and get free quotes to help you decide.
While our office is located in California, we serve all across the following states: California, Texas, Tennessee, Michigan, Florida, New Jersey, Arizona, Nevada, and Indiana.