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Golden Way Insurance Services, Inc.

10092 Chapman Ave # 2
Garden Grove, CA 92840

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How Often Should I Review My Home Insurance Policy?

You should give your homeowner’s insurance coverage every year. You can upgrade your coverage if you add significant valuables to your home or purchase a new policy if you move to a new city or state. 

You should also review your policy every time there is a major change in your circumstances, like buying a new home or marrying into a family with a spouse who has significant medical bills. Finally, you should review your policy whenever you have an emergency, like a fire or flood that causes significant damage to your home. Golden Way Insurance Services in Garden Grove, CA is here to help with expert insurance advice.

Home Insurance Policy: When To Review

While there is no set schedule for when you should review your policy, most experts recommend doing so at least once a year. If you experience a significant life event, such as a move, marriage, or the purchase of a new home, you should review your policy sooner. Additionally, if you make any significant changes to your home or lifestyle, such as installing a swimming pool, you must review your policy to ensure it still meets your needs. Depending on your life events, you may need to update your coverage. Second, look for discounts. Many insurers offer policyholders the opportunity to save money on their coverage by enabling certain policy features. 

Many insurers offer discount rates if you bundle multiple policies. If you make significant changes to your home, such as installing a swimming pool or adding an elevator, you may need to get a new policy or add an endorsement. Keep an eye on any changes in the market, such as spikes in natural disaster claims, and be sure to review your policy for accuracy and up-to-date coverages. If you make changes to your home, such as adding a swimming pool or purchasing a new piece of valuable equipment, you should review your coverage to make sure that you are adequately protected. 

Give Us A Call

While there isn’t a specific timeline for when you should review your policy, it’s important to stay up to date on any changes to your policy and make sure that your coverage still meets your needs. 

You may also want to review your policy if there are changes in your situation, such as a new addition to your family, a significant life change, or a major purchase that would be covered by your policy. For expert insurance advice, consult with Golden Way Insurance Services in Garden Grove, CA.

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