When it’s time for teens to start driving, it is very important for parents and guardians to understand their legal responsibilities concerning auto insurance. At Golden Way Insurance Services, serving Garden Grove, CA and surrounding areas, we want to help families transition their teens into driving safely. Keep reading to learn more.
When Should I Add My Teen To My Insurance?
You will want to check with your local laws, but the safe rule of thumb is that teens should be added to an insurance policy when they first get their learner’s permit. You will want to talk with your particular insurance company to find out more details.
Will My Rates Go Up When I Add A Teen?
Adding a new driver, whether they are a teenager or not, can in some cases raise your rates. This is because it is simply more expensive to insure multiple drivers. There are more risks involved. If you are concerned about how your rates may change when you add a teen driver, you can always call your insurance representative and discuss the specifics of your policy and get an estimate of how changes will affect your rate.
Are There Discounts Available?
There can be discounts available for students who get good grades or for students who are willing to take defensive driving courses. You will want to talk with your insurance company to get more details.
If you would like to learn more about our services, or if you are interested in adding a teen to your insurance policy, please contact us at Golden Way Insurance Services, serving Garden Grove, CA and surrounding areas.