Click to Call BBB Rating
Golden Way Insurance Services, Inc.

10092 Chapman Ave # 2
Garden Grove, CA 92840

Get Directions

Mistakes To Avoid When Buying Auto Insurance

When it comes to auto insurance, there are a lot of mistakes that people make. And unfortunately, those mistakes can lead to higher premiums and even cancellation of coverage. To avoid making those mistakes, it’s essential to know what they are. We’ve put together this list of the four most common ones. Read on to learn more!

1. Getting the Lowest Price and Thinking That’s All You Need

These days it’s prevalent to see ads for auto insurance with low prices, but those low prices may not be so great. It would help if you looked at what those rates include. Often, the best rate isn’t as low as it appears because it doesn’t have all the features you need. It may not cover the kind of vehicle you have; it may not cover all the people on your policy, or it may not offer complete coverage.

2. Assuming Your Insurance Company Will Pay Any Damages After an Accident

Many auto insurance policies have exclusions for certain types of damage depending on the cause of that damage. For example, if another driver hits your car, your insurance company will pay for the damage. But if it is damaged in a flood or by hitting a pothole, they won’t cover it.

3. Not Knowing What Coverage You Have

If you haven’t read through your policy recently, you may not fully know what it does and does not cover. Every state has different laws about where the coverage starts and stops. You could be underinsured if you don’t know how much is included in your basic coverage or aren’t familiar with the exclusions.

4. Letting Your Insurance Lapse Before Renewing

It’s important to renew your insurance policy before it expires. If you let it lapse, you could be without coverage when you need it.

There are a lot of mistakes that people make when buying auto insurance, but it doesn’t have to be that way. Golden Way Insurance Services knows what’s essential, and we go the extra mile to ensure our customers are taken care of.

If you come here looking for insurance services in Garden Grove, CA, Golden Way Insurance Services is the company to call. We provide a wide range of services, including car insurance, home insurance, business insurance, etc.

 

Our Partners


  • ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA
  • AMCO INSURANCE COMPANY
  • AMERICAN GENERAL LIFE INSURANCE COMPANY
  • AMGUARD INSURANCE COMPANY
  • ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY
  • BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANY
  • BRIGHTHOUSE LIFE INSURANCE COMPANY
  • CRESTBROOK INSURANCE COMPANY
  • FIDELITY & GUARANTY LIFE INSURANCE COMPANY
  • FIRST AMERICAN PROPERTY & CASUALTY INSURANCE COMPANY
  • FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN
  • HEALTH NET LIFE INSURANCE COMPANY
  • INDEPENDENT ORDER OF FORESTERS (THE)
  • KAISER PERMANENTE INSURANCE COMPANY
  • LIBERTY INSURANCE CORPORATION
  • LIBERTY MUTUAL
  • LIFE INSURANCE COMPANY OF THE SOUTHWEST
  • MUTUAL OF OMAHA INSURANCE COMPANY
  • NATIONWIDE INSURANCE COMPANY OF AMERICA
  • NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE
  • PROGRESSIVE CASUALTY INSURANCE COMPANY
  • PRUCO LIFE INSURANCE COMPANY
  • REDWOOD FIRE AND CASUALTY INSURANCE COMPANY
  • STILLWATER INSURANCE COMPANY
  • TRANSAMERICA LIFE INSURANCE COMPANY
  • WESTERN SURETY COMPANY